top of page
Search


Myth: Inheritance Planning Breeds Lazy, Unmotivated 2nd Generation
Whenever I start the topic on estate planning, inheritance distribution, I get response along the lines of "I don't want to leave so much...

Janice Yip
Feb 19, 20235 min read
Â
Â


Is The Fear Of Future Job Insecurity Stopping You From Long Term Investing?
As weird as the title sounds, this concern is real to a certain group of people living in Singapore. This is prevalent in 2 groups of...

Janice Yip
Mar 24, 20225 min read
Â
Â


3 Reasons I Prefer To Invest For Growth Over Dividends When I'm Young
Having worked as a banker and then a financial consultant, I've the luxury of meeting many different people with varying risk appetite...

Janice Yip
Jan 30, 20227 min read
Â
Â


3 Lesser Known Considerations When Utilising The Flexibility in Investment ILPs
I decided to write this article after interacting with a number of consumers who hold investment type Investment Linked Policies (ILPs)....

Janice Yip
Jan 9, 20227 min read
Â
Â


Are You Falling Into This High Income Retirement Trap?
According to an AIA study conducted between January 2021 and June 2021, 92% of Singaporeans preferred mode of saving instrument is their...

Janice Yip
Sep 4, 20216 min read
Â
Â


What's your Biggest Money Fear?
With COVID19, we have entered a new normal. The heightened alert situation has also afforded many people more time for reflection and...

Janice Yip
Jun 27, 20217 min read
Â
Â


5 Retirement Strategies Common In Singapore
Retirement becomes a growing concern once you enter your 40s. This is why it's very common to see people who started work putting off...

Janice Yip
Apr 4, 20219 min read
Â
Â


3 Occasions I Would Sell My investment
Recently I was asked, "you invest right? When do you usually sell your investment? Some of my investments are going up but I don't know...

Janice Yip
Mar 18, 20216 min read
Â
Â


Why Critical Illness Coverage Is Important For Your Non Working Family Members
Recently, I've been encountering quite a number of clients with young families. During our interactions, I notice a few recurring themes...

Janice Yip
Mar 6, 20216 min read
Â
Â


5 Wealth Management Trends That Can Reduce Future Buyer Remorse
Over the Chinese New Year break, I've had some very interesting discussions with friends on 2 topics. Future trends developing in society...

Janice Yip
Feb 28, 20216 min read
Â
Â


How to Plan Your Retirement Concurrently With Your Other Priorities
One of the most common challenges as a financial advisor is to help clients see the value of starting retirement planning early. Very...

Janice Yip
Feb 20, 20217 min read
Â
Â


Why Investing As And When You Have Money May Not Be The Best Idea
In my line of work, it's pretty common to meet people who make financial purchases out of convenience. This was especially the case when...

Janice Yip
Feb 8, 20216 min read
Â
Â


The Best Christmas Gift For Your Future Self
You always see people asking famous personalities this question, 'if you could give an advice to your younger self, what would you...

Janice Yip
Dec 25, 20206 min read
Â
Â


Taking Up Financial Instruments Is Not Equal To Financial Planning
As someone growing up in a family where my parents saved their way to financial freedom, I take wealth management seriously. I have seen...

Janice Yip
Dec 15, 20205 min read
Â
Â


Why Annuities can be a Useful 2nd Emergency Fund
Our typical understanding of an emergency fund is one that is untouchable and typically yields close to no returns because we need to...

Janice Yip
Nov 29, 20205 min read
Â
Â


3 Scenarios To Improve Your Retirement
Recently, this question was posed to me, "if my retirement is settled, I can spend the rest of my money freely right?" In a way, it's...

Janice Yip
Nov 22, 20206 min read
Â
Â


3 Financial Issues We May Face When We Avoid Talking About Money With Our Family
Talking about money is pretty much taboo within our Asian culture. So many times I've heard clients tell me they let their spouses manage...

Janice Yip
Aug 1, 20207 min read
Â
Â


5 Common Misconceptions Of Retail Investors
Given that the economy is entering a recession, I'm handling a lot more questions pertaining to investment and through this process, encount

Janice Yip
Jul 19, 20208 min read
Â
Â


The 90 Days Waiting Period In All Critical Illness Coverage
Recently as the deadline for the change in Critical Illness definition looming, more people are taking an interest to re-look at their insurance coverage. One interesting clause that not many end consumers are aware of is the 90 days waiting period for all CI coverage. What exactly is this 90 days waiting period? Essentially, when you purchase a critical illness coverage, regardless if it's a standalone plan or a rider attached to another plan, there is a clause that critical

Janice Yip
Jul 3, 20205 min read
Â
Â


3 Money Steps We Can Take To Prepare For The Next Crisis
The present recession has given me fresh perspectives about how people react to a financial crisis. It has also taught me plenty about how

Janice Yip
Jun 14, 20206 min read
Â
Â
bottom of page