Janice Yip Advisory Group

The best investment my high income clients ever made wasn't property or stocks but it was the $400K that turned their "rejected" kids into top-earning doctors and lawyers.

After more than 10 years in financial services, I've discovered the three financial decisions that families make which are structural time bombs even when they think they're being "responsible." Case study 1 My client came to me after her divorce. Her husband used to do all the planning for them. Now she needs to look after herself. She told me she set aside a sizeable monthly commitment every month for her investments. These investments originally were supposed to be jointly

Watching my parents’ generation retire comfortably gave me a strong understanding on the formula to build a dream retirement life with modest resources. My mom is comfortably retired. So are her friends. They travel multiple times a year, often beyond South East Asia. Some still work, but only to pass time, not to survive. What’s interesting is this: They come from diverse backgrounds. Some have never even earned more than $5,000/month throughout their working lives. The thin

Ever wondered why some people thrive in retirement while others struggle to meet that million dollar retirement number? Today, I want to...