top of page
Search


Why Most 'Saving Plans' Are Long Term & Lack Flexibility?
Recently, someone approached me to look into saving solutions and seem to be expecting something with good flexibility while having...

Janice Yip
Apr 24, 20216 min read
Â
Â


Why Planning Retirement Early Makes Your Overall Life Easier
It sounds counter-intuitive. The younger phase of our lives entails a lot of financial commitments. How can it be that life is easier?...

Janice Yip
Apr 13, 20216 min read
Â
Â


5 Retirement Strategies Common In Singapore
Retirement becomes a growing concern once you enter your 40s. This is why it's very common to see people who started work putting off...

Janice Yip
Apr 4, 20219 min read
Â
Â


How Good Debt Can Help You & Bad Debt Can Harm You
As a FA, people consult me for all sorts of money issues. In the recent weeks, I encountered this question, "should I take a loan to...

Janice Yip
Mar 26, 20217 min read
Â
Â


3 Occasions I Would Sell My investment
Recently I was asked, "you invest right? When do you usually sell your investment? Some of my investments are going up but I don't know...

Janice Yip
Mar 18, 20216 min read
Â
Â


Why Critical Illness Coverage Is Important For Your Non Working Family Members
Recently, I've been encountering quite a number of clients with young families. During our interactions, I notice a few recurring themes...

Janice Yip
Mar 6, 20216 min read
Â
Â


5 Wealth Management Trends That Can Reduce Future Buyer Remorse
Over the Chinese New Year break, I've had some very interesting discussions with friends on 2 topics. Future trends developing in society...

Janice Yip
Feb 28, 20216 min read
Â
Â


How to Plan Your Retirement Concurrently With Your Other Priorities
One of the most common challenges as a financial advisor is to help clients see the value of starting retirement planning early. Very...

Janice Yip
Feb 20, 20217 min read
Â
Â


Why Investing As And When You Have Money May Not Be The Best Idea
In my line of work, it's pretty common to meet people who make financial purchases out of convenience. This was especially the case when...

Janice Yip
Feb 8, 20216 min read
Â
Â


Your Money Mindset Will Influence Your Kids Development
Parents invest heavily in their children nowadays and even though most won't admit it, some view children as their retirement plan....

Janice Yip
Jan 3, 20215 min read
Â
Â


The Best Christmas Gift For Your Future Self
You always see people asking famous personalities this question, 'if you could give an advice to your younger self, what would you...

Janice Yip
Dec 25, 20206 min read
Â
Â


Taking Up Financial Instruments Is Not Equal To Financial Planning
As someone growing up in a family where my parents saved their way to financial freedom, I take wealth management seriously. I have seen...

Janice Yip
Dec 15, 20205 min read
Â
Â


Potential Problems When One Relies On Inheritance Money As Their Retirement Plan
When a person thinks about inheritance, it's such a wonderful thing right? There are many people who envy those who are left with a hefty...

Janice Yip
Dec 7, 20206 min read
Â
Â


Why Annuities can be a Useful 2nd Emergency Fund
Our typical understanding of an emergency fund is one that is untouchable and typically yields close to no returns because we need to...

Janice Yip
Nov 29, 20205 min read
Â
Â


3 Scenarios To Improve Your Retirement
Recently, this question was posed to me, "if my retirement is settled, I can spend the rest of my money freely right?" In a way, it's...

Janice Yip
Nov 22, 20206 min read
Â
Â


How to Assess Your Risk If You Decide To Discount Your Coverage
A common theme I hear a lot from budget conscious clients is the reluctance to pay too much for insurance. In fact, some go as far as...

Janice Yip
Oct 31, 20208 min read
Â
Â


How Mentorship Can Accelerate Your Progress
I'm pretty happy to receive feedback that this blog has also benefitted some advisors on their own learning journey. It's a pleasant...

Janice Yip
Oct 22, 20205 min read
Â
Â


3 Reasons Why Foreigners Need Financial Planning In Singapore
"I don't know if I'll be in Singapore next year so I don't think I want to commit to anything. Moreover, my company already has...

Janice Yip
Oct 12, 20206 min read
Â
Â


Don't Expect To Be Sold A Solution. Look For A Consultative Approach Instead!
I have been wanting to write about this topic after having done a number of talks over the past 2 years. It's interesting because the...

Janice Yip
Oct 2, 20206 min read
Â
Â


Pre-existing Conditions and Preliminary Underwriting
This past year, I helped quite a number of people with their protection plans. During this process, I notice an interesting trend where...

Janice Yip
Sep 19, 20207 min read
Â
Â
bottom of page