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3 Financial Issues We May Face When We Avoid Talking About Money With Our Family
Talking about money is pretty much taboo within our Asian culture. So many times I've heard clients tell me they let their spouses manage...

Janice Yip
Aug 1, 20207 min read
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How Serious Are You About Growing Your Income?
Do you belong to the income growth camp or the income stagnation camp? Ever asked yourself why you see some people around you earning...

Janice Yip
Jul 26, 20207 min read
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5 Common Misconceptions Of Retail Investors
Given that the economy is entering a recession, I'm handling a lot more questions pertaining to investment and through this process, encount

Janice Yip
Jul 19, 20208 min read
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The 90 Days Waiting Period In All Critical Illness Coverage
Recently as the deadline for the change in Critical Illness definition looming, more people are taking an interest to re-look at their insurance coverage. One interesting clause that not many end consumers are aware of is the 90 days waiting period for all CI coverage. What exactly is this 90 days waiting period? Essentially, when you purchase a critical illness coverage, regardless if it's a standalone plan or a rider attached to another plan, there is a clause that critical

Janice Yip
Jul 3, 20205 min read
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5 Things People Should Not Do With Their Money Just Because They Can
Today I'll be writing an interesting article on 5 really counterproductive behaviours people do with their money that is seriously not...

Janice Yip
Jun 27, 20208 min read
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3 Qualities To Develop If You Want To Stay Relevant After COVID-19
This will be a short article. We are into Phase 2 and hopefully if everyone can practice some self-restraint we will resume life in a new...

Janice Yip
Jun 22, 20206 min read
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3 Money Steps We Can Take To Prepare For The Next Crisis
The present recession has given me fresh perspectives about how people react to a financial crisis. It has also taught me plenty about how

Janice Yip
Jun 14, 20206 min read
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Recession, Low Yields & Reinvestment Risk
The present recession has brought about a recurring set of problems that people tend to forget in good times. Yes, I said recurring. Most...

Janice Yip
Jun 6, 20207 min read
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I have Hospitalization Insurance, Do I still Need Critical Illness Coverage?
The short answer to the question stated in the title, it's a yes. Hospitalization insurance and critical illness insurance serves...

Janice Yip
May 30, 20207 min read
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5 Important Growth Lessons Entrepreneurship Taught Me
When you are running a business, you are CEO, Chief Everything Officer. The learning curve to succeed would equate to learning 1 year's...

Janice Yip
May 22, 20208 min read
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What I would Do With My First $10K If I became A Fresh Grad Again
Recently I've had a number of enquiries about investment related questions from undergraduates or fresh graduates. One of the most common...

Janice Yip
May 16, 20205 min read
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4 Behaviors That Sabotage Your Wealth
Over the course of my 6 year financial advisory career, I've come to spot common behaviors that people do which damages their wealth...

Janice Yip
May 8, 20206 min read
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Beginner's Guide To Select The Right Savings Plan For YourSelf
In today's article, my goal is to provide a short, systematic series of questions that can help you ensure that the plan recommended to you

Janice Yip
May 1, 20205 min read
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5 Ways I Stay Productive During Circuit Breaker
This circuit breaker brings about mixed feelings. I find myself hugely inefficient in the day but working much more at night. Also,...

Janice Yip
Apr 24, 20206 min read
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How Lump Sum Averaging Can Take Away The Need To Search For A Market Crystal Ball
I've not been more excited about the current market conditions as now. To be fair, this is my second market crisis. The first one I've...

Janice Yip
Apr 17, 20204 min read
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3 Reasons Why Policy Review MAtters
I think the common consensus is that insurance is something we don't like paying for (myself included) but we need to. Partly because...

Janice Yip
Apr 10, 20205 min read
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Self Employed Life, Coronavirus & Retirement
So I had lots of time to reflect on business and life because I have been trying to stay in and avoid crowds. This COVID-19 virus has...

Janice Yip
Apr 3, 20207 min read
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How My Client 3X her Income From 4K to >10K in 3 years In Her Corporate Job
In my line of work I meet a lot of people. I can tell you as a local graduate and a financial advisor, increasing your income from 4K to...

Janice Yip
Mar 27, 20204 min read
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Why Retail Investors Are Told To Invest Instead Of Speculate
This topic is a spin-off from my initial article How Come We Are Always Told That We Should Invest Long Term. So why are retail investors...

Janice Yip
Mar 20, 20205 min read
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3 Commonly Asked Financial Planning Questions That is Conceptually Flawed
So doing this for a while now, I've encountered a varied range of questions from people who have taken a serious view about their...

Janice Yip
Mar 13, 20205 min read
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