Janice Yip Advisory Group

As a financial adviser, I've firm belief that protection planning should come first. Occasionally I encounter that one or two persons who...

To kick off the post, I'd like to disclaim that most of the "saving plans" mentioned in this article are officially known as Endowments...

There's really only two ways to save for retirement. You either set aside a lump sum to drawdown from till you are no longer around or...

I used to believe that as long as an adviser is competent and gives fairly good service, he/she has done a good job. Over the course of...

This idea first came to me during the year my mom was retiring. She was telling me casually, "if I got a million dollars, I'll go to the...

During my course of work and my day to day interactions with friends, I find myself noticing recurring themes in money issues that makes...

The secret of getting what you want is knowing what you want. - Arthur D Hlavaty - Very often, the biggest angst most people have with...

I decided to write on ILPs after I read somewhere online that someone gave up her endowment because she heard that ILPs are bad. This...

People who know me personally will tell you that I'm an advocate of earning more over saving as hard as you can. I'm a firm believer of...

Have you ever felt you wish you didn't pick up a call or meet up with that friend who is now trying to talk to you about planning for...

Education planning is something that all parents will have to prepare for at some point of their parenting. As long as parents do not...

We always talk about expense cutting and methods to increase savings as the way to go for wealth accumulation. However, it's a fact that...

Over the 4 years of my advisory practice, I've noted 3 common phenomenons that is highly puzzling to me. I'd also like to point out the...

My mom is comfortably retired and so are her friends. Most of them enjoy travelling and work to pass time, not for survival. No, most of...

One thing I've learnt to appreciate after coming onto a platform distributing multiple insurers' products is that no one insurer can have...

Many people in Singapore are only covered for hospitalisation and have critical illness plans that covers only late stage. Are you one of...

Being a financial advisor isn't my first foray into entrepreneurship. When I was in my final two years in university, I had my first...

People who know me knows I'm a firm believer of earning more over cutting expenses. My personal belief is that expense cutting is very...

It is almost very common for most people with protection plans to have some riders attached to their plans. Many times these riders...

Maternity insurance or pregnancy insurance covers unexpected pregnancy related complications that can affect mother or child. It provides...