Janice Yip Advisory Group

After more than 10 years in financial services, I've discovered the three financial decisions that families make which are structural time bombs even when they think they're being "responsible." Case study 1 My client came to me after her divorce. Her husband used to do all the planning for them. Now she needs to look after herself. She told me she set aside a sizeable monthly commitment every month for her investments. These investments originally were supposed to be jointly

My mom is comfortably retired and so are her friends. Most of them enjoy travelling and work to pass time, not for survival. No, most of...