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Why Critical Illness Coverage Is Important For Your Non Working Family Members
Recently, I've been encountering quite a number of clients with young families. During our interactions, I notice a few recurring themes...

Janice Yip
Mar 6, 20216 min read
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How to Assess Your Risk If You Decide To Discount Your Coverage
A common theme I hear a lot from budget conscious clients is the reluctance to pay too much for insurance. In fact, some go as far as...

Janice Yip
Oct 31, 20208 min read
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Pre-existing Conditions and Preliminary Underwriting
This past year, I helped quite a number of people with their protection plans. During this process, I notice an interesting trend where...

Janice Yip
Sep 19, 20207 min read
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The 90 Days Waiting Period In All Critical Illness Coverage
Recently as the deadline for the change in Critical Illness definition looming, more people are taking an interest to re-look at their...

Janice Yip
Jul 3, 20205 min read
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I have Hospitalization Insurance, Do I still Need Critical Illness Coverage?
The short answer to the question stated in the title, it's a yes. Hospitalization insurance and critical illness insurance serves...

Janice Yip
May 30, 20207 min read
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I Have Company Insurance. Do I Need To Get My Own Personal Insurance?
One of the most common encounters I have with people who do not have their own personal insurance is because they assume that their...

Janice Yip
Jan 5, 20206 min read
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2 Instances When Clients Initiate Getting Insurance From Me
Throughout my 5 year career, there are only 2 instances that are constantly recurring where clients would initiate getting insurance from...

Janice Yip
Dec 9, 20196 min read
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Irony of Insurance
As a financial adviser, I've firm belief that protection planning should come first. Occasionally I encounter that one or two persons who...

Janice Yip
Sep 10, 20193 min read
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