Janice Yip Advisory Group

Recently, I've been encountering quite a number of clients with young families. During our interactions, I notice a few recurring themes...

A common theme I hear a lot from budget conscious clients is the reluctance to pay too much for insurance. In fact, some go as far as...

This past year, I helped quite a number of people with their protection plans. During this process, I notice an interesting trend where...

Recently as the deadline for the change in Critical Illness definition looming, more people are taking an interest to re-look at their insurance coverage. One interesting clause that not many end consumers are aware of is the 90 days waiting period for all CI coverage. What exactly is this 90 days waiting period? Essentially, when you purchase a critical illness coverage, regardless if it's a standalone plan or a rider attached to another plan, there is a clause that critical

The short answer to the question stated in the title, it's a yes. Hospitalization insurance and critical illness insurance serves...

One of the most common encounters I have with people who do not have their own personal insurance is because they assume that their...

Throughout my 5 year career, there are only 2 instances that are constantly recurring where clients would initiate getting insurance from...

As a financial adviser, I've firm belief that protection planning should come first. Occasionally I encounter that one or two persons who...