Janice Yip Advisory Group

Watching my parents’ generation retire comfortably gave me a strong understanding on the formula to build a dream retirement life with modest resources. My mom is comfortably retired. So are her friends. They travel multiple times a year, often beyond South East Asia. Some still work, but only to pass time, not to survive. What’s interesting is this: They come from diverse backgrounds. Some have never even earned more than $5,000/month throughout their working lives. The thin

Recently, this question was posed to me, "if my retirement is settled, I can spend the rest of my money freely right?" In a way, it's...

My mom is comfortably retired and so are her friends. Most of them enjoy travelling and work to pass time, not for survival. No, most of...