Janice Yip Advisory Group

180 job applications, zero offers, 12 months. This is the story of Steven Neo, a senior programme manager whose retrenchment story was featured on CNA's article Degree holders may need to rethink job security assumptions as retrenchment patterns shift, say experts. He was a senior programme manager with a Master's degree and 25 years of experience, working at a large tech firm. His story is the classic Singapore dream where you are sold the script to work hard, get a good deg

After more than 10 years in financial services, I've discovered the three financial decisions that families make which are structural time bombs even when they think they're being "responsible." Case study 1 My client came to me after her divorce. Her husband used to do all the planning for them. Now she needs to look after herself. She told me she set aside a sizeable monthly commitment every month for her investments. These investments originally were supposed to be jointly

The present recession has given me fresh perspectives about how people react to a financial crisis. It has also taught me plenty about how

The present recession has brought about a recurring set of problems that people tend to forget in good times. Yes, I said recurring. Most...